DETERMINANTS OF RETURN ON ASSETS: AN EMPIRICAL ANALYSIS OF PUBLIC AND PRIVATE SECTOR COMMERCIAL BANKS IN INDIA

Abstract
This empirical study critically investigates the relationship between return on Assets of 43 scheduled commercial banks in India and bank specific determinants for the period 2002-2003 to 2013-2014. The study aims to find the association between Return on Assets (ROA) and bank specific determinants with the help of statistical tools such as descriptive statistics, multiple correlation analysis and multiple regression analysis. The analytical results confirmed that the SBI and associates banks and new private sector banks operate in the same fashion whereas nationalised banks and old private banks are functioning in a similar way. These results imply the unique attributes of scheduled commercial banks.

Authors
P Arun Prakash1, A M Mohamed Sindhasha2
PSG College of Arts and Science, India1, Jamal Mohamed College, India2

Keywords
Return on Assets to Total Assets, Public and Private Sector Commercial Banks, Return on Investment and Multiple Regression Analysis
Published By :
ICTACT
Published In :
ICTACT Journal on Management Studies
( Volume: 4 , Issue: 4 )
Date of Publication :
November 2018

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