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IMPACT OF BANK SPECIFIC DETERMINANTS ON NET INTEREST MARGIN: EMPIRICAL EVIDENCE FROM PUBLIC AND PRIVATE SECTOR COMMERCIAL BANKS IN INDIA
Abstract
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This empirical study critically examines the linkage between net interest margin of 43 public and private sector banks and bank specific determinants for the period 2002-2003 to 2013-2014. The study aims to find the association between Net Interest Margin (NIM) and bank specific determinants with the help of statistical tools such as descriptive statistics, multiple correlation analysis and multiple regression analysis. The analytical results confirmed the statistically significant relationship between net interest margin of public and private sector banks and bank specific factors such as return on investment, operating profits to total assets, provisions and contingences to total assets and burden to total assets ratios.

Authors
P Arun Prakash1, A M Mohamed Sindhasha2
Bannari Amman Institute of Technology, India1, Jamal Mohamed College, India2

Keywords
Net Interest Margin to Total Assets, Public and Private Sector Commercial Banks, Return on Investment, Multiple Regression Analysis
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Published By :
ICTACT
Published In :
ICTACT Journal on Management Studies
( Volume: 2 , Issue: 4 , Pages: 389-393 )
Date of Publication :
November 2016
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123
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