Fintech ecosystem is developing at a fast pace with inclusion of all kinds of services within its ambit. In order to understand the fintech ecosystem, one has to understand the taxonomy of fintech ecosystem. This paper discusses the two most comprehensive taxonomies on fintech ecosystem developed by Imerman and Fabozzi (2020) and Ratecka (2020), for its advantages and disadvantages. Based on that discussion, the researcher develops his own taxonomy of fintech ecosystem and explains the rationale and also the theoretical foundations for that taxonomy. This paper is divided into four sections: (a) overview of fintech innovations; (b) Taxonomy developed by Imerman and Fabozzi; (c) taxonomy developed by Ratecka (d) synthesis of these two taxonomies and based on that the taxonomy developed by the researcher. The last section concludes the paper.
Faris1, K.V. Nithyananda2
CMJ University, India1, Indian Institute of Management Tiruchirappalli, India2
Fintech, Fintech Ecosystem, Financial Innovations, Taxonomy
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| Published By :
ICTACT
Published In :
ICTACT Journal on Soft Computing
( Volume: 14 , Issue: 1 , Pages: 3130 - 3141 )
Date of Publication :
October 2023
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139
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